Clear Cut Mortgages

- Starters -

Starters

Wherever you are in the UK we can help arrange your mortgage whether you are a first time buyer, a home mover or simply want to re mortgage.

GET A MORTGAGE PRE-APPROVED

You are advised to have a mortgage pre-approved before committing to a purchase. This will avoid any potential disappointment and unnecessary expense.

An estate agent and their vendor will also be reassured that you are in a position to obtain a mortgage which will put you in a favourable position.

HOW MUCH CAN I BORROW

Traditionally, as a guide, most lenders will give 4x joint income or up to 5x single income.

However more and more lenders are moving to affordability models to calculate your maximum borrowing and in certain circumstances this can result in mortgages available at even higher income multiples.

What type of Mortgage client are you?

Authorised and Regulated by the Financial Services Authority. Your home may be repossessed if you do not keep up repayments on your mortgage. Your existing lender may require an early repayment charge if you remortgage. Think carefully before securing other debts against your home. When consolidating debts the new mortgage may have a longer repayment term and therefore increase the total amount payable.

We charge a fee of £125 on application as an administration fee which is non refundable.

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