Clear Cut Mortgages - Flexible Mortgages

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Flexible Mortgages

Flexible Mortgages

Flexible mortgages have evolved from the traditional UK mortgage model. A flexible mortgage adapts to suit your changing circumstances and has features such as;

Overpayments without penalty
Borrow back against overpayments
Underpayments against overpayments
Payment holidays
Daily interest calculations

A more recent innovation is the Flexible Offset Mortgage. These mortgages generally have all the standard features of a flexible mortgage plus;

Option to have linked current account
Option to have linked savings account
Any money in these accounts is offset against the mortgage reducing the interest payable.

The overall effect this can have on your total mortgage payment is significant.

What type of Mortgage client are you?

Authorised and Regulated by the Financial Services Authority. Your home may be repossessed if you do not keep up repayments on your mortgage. Your existing lender may require an early repayment charge if you remortgage. Think carefully before securing other debts against your home. When consolidating debts the new mortgage may have a longer repayment term and therefore increase the total amount payable.

We charge a fee of £125 on application as an administration fee which is non refundable.

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