Desserts - Insurance YOU HAVE INSURANCE TO PROTECT YOUR £5,000 CAR AND £1,000 TV, BUT NOTHING TO PROTECT YOUR £150,000 MORTGAGE OR £30,000 INCOME - WHY NOT ? Types of Insurance  Life Insurance - This provides a tax free lump sum payment in the event of your death or terminal illness.
Critical Illness Insurance - This provides a tax free lump sum payment in the event of you being diagnosed with a qualifying condition e.g. heart attack, stroke, cancer and surviving 28 days. Mortgage Payment Protection Insurance - This provides a monthly benefit to enable you continue to pay your mortgage and associated costs should you become unemployed or suffer an accident or sickness that prevents you from working for a short period of time e.g. a few months. These benefits are normally payable for up to 12 months. Permanent Health Insurance - This provides an ongoing monthly benefit in the event of a sickness or accident preventing you from working for an extended period of time. The benefits are normally payable until you either return to work, reach your retirement age, reach the end of the policy term or die, whichever comes first. Buildings and Contents Insurance - Your home is your most valuable asset. Without adequate and appropriate insurance you could be left with substantial repairs and replacement bills which could mean financial ruin or reduce the quality of your life. Call us now to discuss your insurance requirements. 0208 4989222 | 
